The last trading day of a stormy year, so much uncertainty still ahead.

The last trading day of a stormy year, so much uncertainty still ahead.:

The last trading day of a stormy year, so much uncertainty still ahead.

Watch The NYSE Traders Sing 'Wait 'Till The Sun Rises, Nellie' On The Last Trading Day Of The Year

The "unofficial anthem" of the NYSE traders.

OMG, tôi không biết từ trước tới giờ doanh nghiệp VN được miễn đóng thuế cho nhiều mục thu nhập n...

OMG, tôi không biết từ trước tới giờ doanh nghiệp VN được miễn đóng thuế cho nhiều mục thu nhập n...:

OMG, tôi không biết từ trước tới giờ doanh nghiệp VN được miễn đóng thuế cho nhiều mục thu nhập như thế này. Không thể tưởng tượng được cán bộ thuế trước đây phải đi check hàng chục mục miễn giảm cho từng doanh nghiệp, chăc chắn là một cơ hội tham nhũng/nhũng nhiễu dễ dàng. Cũng may bây giờ đã bỏ, chỉ không biết còn bao nhiêu khoản được miễn nữa thôi.

VnEconomy - Doanh nghiệp gửi tiền tại ngân hàng phải chịu thuế - Tài chính

Theo nghị định Chính phủ vừa ban hành, thu nhập từ lãi tiền gửi của các doanh nghiệp sẽ phải chịu thuế

Một điểm quan trọng tác giả bài báo này không đề cập đến là hedging và speculation là 2 mặt của m...

Một điểm quan trọng tác giả bài báo này không đề cập đến là hedging và speculation là 2 mặt của m...:

Một điểm quan trọng tác giả bài báo này không đề cập đến là hedging và speculation là 2 mặt của một đồng xu, chúng không thể tồn tại riêng biệt. Đối tác của một bên tham gia vào thị trường kỳ hạn với mục đích hedging gần như luôn luôn là một speculator. Bởi vậy nếu cấm speculator thì cũng đồng nghĩa cấm luôn hedger.

Cái mà nhiều nhà kinh tế đang lo ngại về speculation là hoạt động này càng ngày càng bánh trướng và vượt qua nhu cầu hedging. Ở một mức độ nào đó thì điều này tốt vì nó giúp tăng liquidity và price determination, nhưng khi nó đi quá xa thì gây ra volatility không cần thiết cho thị trường (bubble/crash). Do vậy bài toán của nhà quản lý là tìm ra tỷ lệ hedging/speculation tối ưu (hoặc chấp nhận được) và ngăn ngừa hoạt động speculation tích tụ rủi ro hệ thống quá nhiều. Giải pháp của tác giả bài báo này theo tôi quá cực đoan:

"Nếu không dùng chợ hàng giấy chỉ để phòng hộ giá mua bán hàng hóa nông sản, thì không chỉ “siết chặt quản lý” mà nên dẹp chúng đi."

Siết giao dịch với sàn hàng hóa nước ngoài, nên hay không? - Siet giao dich voi san hang hoa nuoc ngoai, nen hay khong? - Saigon Times Online - Thời báo Kinh tế Sài gòn - Thoi bao Kinh te Sai gon

(TBKTSG Online) - Từ vài năm nay, trong các hoạt động kinh doanh hàng hóa của Việt Nam rộ lên một loại “chợ”, thường được gọi dưới cái tên khá thiệt thà là “sàn giao dịch hàng hóa”. Thực chất chợ này ...

Với nhiều nước hành vi trốn/gian lận thuế là criminal offence, nếu bị phát hiện đối tượng trốn th...

Với nhiều nước hành vi trốn/gian lận thuế là criminal offence, nếu bị phát hiện đối tượng trốn th...:

Với nhiều nước hành vi trốn/gian lận thuế là criminal offence, nếu bị phát hiện đối tượng trốn thuế nhiều khả năng sẽ bị ngồi tù chứ không phải chỉ đơn giản bị phạt và truy thu thuế như thế này:

"Còn kết quả ước thực hiện đã tiến hành thanh tra 856 doanh nghiệp lỗ, doanh nghiệp có dấu hiệu chuyển giá, đạt 67% so với kế hoạch đề ra, xử lý giảm lỗ 4.400 tỷ đồng (tăng hơn 2,5 lần so với cùng kỳ), truy thu thuế và phạt 1.650 tỷ đồng (tăng 4 lần so với cùng kỳ)."

VnEconomy - Chống chuyển giá: Khoảng cách giữa quyết tâm và hiện thực - Tài chính

Công tác chống chuyển giá chỉ đạt 67% kế hoạch trong một năm ngành thuế đầy quyết tâm

Rất đáng khâm phục! Hi vọng sẽ có các volunteer VN dịch những bài giảng này sang tiếng Việt.

Rất đáng khâm phục! Hi vọng sẽ có các volunteer VN dịch những bài giảng này sang tiếng Việt.:

Rất đáng khâm phục! Hi vọng sẽ có các volunteer VN dịch những bài giảng này sang tiếng Việt.

CARPE DIEM: Facts About the Khan Academy

Facts About the Khan Academy. 1. Over the last month (November), Khan Academy had 4 million unique visits. That's up from 1 million in the same period last year, and up from 3.5 million in October...

Tyler Cowen, một nhà kinh tế có khuynh hướng Austrian/libertarian, chống lại gold standard. Lập l...

Tyler Cowen, một nhà kinh tế có khuynh hướng Austrian/libertarian, chống lại gold standard. Lập l...:

Tyler Cowen, một nhà kinh tế có khuynh hướng Austrian/libertarian, chống lại gold standard. Lập luận của Cowen có điểm giống với lập luận của tôi đã viết trên blog: với fiat money các central banks là cơ quan quyết định money supply, trong khi đó với gold standard các chủ mỏ vàng (và các speculators lớn) sẽ là người quyết định. Tất nhiên các central banks có rất nhiều khiếm khuyết nhưng ít ra voters còn có thể có tiếng nói qua political system. Ngược lại trong một thế giới libertarian không ai làm được gì khi các chủ mỏ vàng quyết định tăng giảm money supply vì lợi ích cá nhân họ thay vì vì lợi ích toàn xã hội. Chí ít tôi prefer một thể chế trong đó có one-person-one-vote hơn là thể chế có one-dollar-one-vote.

What exactly is the argument against gold? — Marginal Revolution

Mark Thorson has a request: I’ve heard it said that there isn’t enough gold in the world to make it the only form of currency, but the gold bugs say that’s because gold is underpriced. If gold were pr...

Malaysia’s largest housing group pours investment into Vietnam

VNRE - WCT (S) Pte Ltd, under WCT Berhad, one of Malaysia’s largest construction and property development groups, on December 27 was licensed to carry out a housing and commercial complex project in HCM City.

Accordingly, WCT (S) Pte Ltd and Southern Land Corp JSC will establish a joint venture called WCT-DPN Co Ltd with initial charter capital of $25.15 million.

The company will develop a middle-and high-class apartment and real estate project for leasing or selling.

The project is built on an area of 46,577sq.m in the southern new urban area of HCM City.

Source: VOV

ECC plans six shopping malls in Vietnam and Thailand

VNRE - Netherlands-based mall developer ECC International Real Estate yesterday announced plans to invest US$400-500 million over the next five years to develop five to six malls in Viet Nam and Thailand.

Its first resort-style mall, to cost 2.9 billion baht ($96 million), is scheduled to open in the Thai city of Chiang Mai next December.

Tjeert Kwant, president and chief executive officer of the company, said ECC would announce its first project in Viet Nam, a mall in HCM City, in the next three months.

"Viet Nam is recognised as a different kind of market from Thailand, and our first shopping mall in HCM City will have a ‘downtown mall' concept with a small footprint and maximum utilisation of retail space," Kwant told the Thai English language newspaper The Nation.

The company decided to shift its investment focus from Europe to Southeast Asia around six years ago since the continent's shopping-mall market was reaching saturation.

"We are entrepreneurial, and we have started our business in Thailand with a good feeling. We feel the potential is 100 per cent both in Thailand and Viet Nam," Kwant said. 

Source: VNA

Knight Frank appointed as exclusive leasing for Saigon One Tower

VNRE - Saigon M&C Real Estate Corporation has appointed Knight Frank Vietnam as exclusive leasing for Saigon One Tower's office tower.

 Saigon One Tower is located at the crossroad of two boulevard Ham Nghi and Ton Duc Thang. The project includes 2 towers which are 41 storeys height, of which 3 basements, 6 storyes podium used for commercial center, 1 office tower view Sai Gon river and resident tower view the city downtown.

As expected, Saigon One Tower will be completed in 4/2012, provide 40.000m2 office space for lease. This is the biggest Grade A office in Hochiminh City to date.

Important Feng Shui Tip For Balancing Energy Entering Your Home

Energy in any form is always moving and it flows in and out of your hone right through the main door and also your windows. The main door is considered very important in feng shui as this is the mouth of your house. The main source of energy and nourishment for your house and hence lots of importance is given to main door feng shui. As you make your entrance inviting  and attractive with an designer feng shui  name plate, you may also have plants and symbols for good luck and also religious symbols can be displayed on the main door to protect your house from harm as people enter the first impression and glance is very important. Now here we do not wish to let any negativity enter your precious home. It has been heard since ages that people cast spell and evil eye and this one look is sufficient to destroy the calmness and peace of your home. Not only do you feel negative energy around but sometimes even when people leave then the energy lingering will keep on creating problems in your house, be it health problems, wealth problems or relationship problems.
Have a feng shui mirror fixed above your door to avoid negativity to enter your home. You can also any feng shui cure that will go with your personal nature and decor of your main door. As far as possible select any feng shui cure that goes in harmony with your home decor and does not look like a black sheep amongst all the other decor.
The first glance into your home and to avoid the negative arrow her try to put any object of beauty and high price here near the main door at the entry way. You can hang an expensive painting or artwork or go and put up a feng shui painting which will also act as a cure for protecting from negative energy. You can have a big antique vase or flowering plant as the colours will command attention immediately upon entering your home. Select your door mat according to feng shui principles. If your main door faces south or south west you can have a free form or triangular shaped door mat whereas when it faces east and south east you can have a rectangular or sqaure shaped door mat. When your door is in the north you can have floral and wavy patterned door mat. As today interior decorators are placing much importance on designer door mats you can let your creativity flow with selecting new designer door mats. Put the door mat with the intention of peace and prosperity. Anyone entering your home and stepping on the door mat must at first feel peace and calmness and then enter your home.
The next glance should be over a feng shui painting or any expensive object or wall hanging. Then the view of the whole room can be taken and then the rest of your home. Never allow anyone to enter your home straight into your personal room or bedroom, as this is a sure way to let negativity enter your home. Be if friend or foe or neighbour, do try to converse before allowing them to enter inside as this will ease out the energy they come with and allow the energy to settle down and become in harmony. Better to be safe than sorry.

Số báo cuối cùng trong năm của The Economist có một bài report về giới econblog và ảnh hưởng của ...

Số báo cuối cùng trong năm của The Economist có một bài report về giới econblog và ảnh hưởng của ...:

Số báo cuối cùng trong năm của The Economist có một bài report về giới econblog và ảnh hưởng của nó vào mainstream economics. Tác giả bài báo có vẻ rất hồ hởi về sự phát triển của giới blogger và cho rằng lịch sử kinh tế sẽ đánh giá sự ra đời economic bloggosphere trong mấy năm vừa rồi là một bước ngoặt trong quá trình phát triển kinh tế học. Nếu như trước đây các học thuyết kinh tế chỉ được thảo luận trong một giới nhỏ các nhà kinh tế hàn lâm xoay quanh một vài trung tâm (đại học, viện nghiên cứu) lớn, các ý tưởng kinh tế mới đang được phát triển theo dạng decentralized, active discussions giữa rất nhiều đối tượng (economist, journalist, politician, business, activitst). Một điểm quan trọng nữa là sự phát triển của giới econblog sẽ giúp economists có tác động trực tiếp và nhanh hơn vào giới policy makers. Cách đây 5-7 năm nếu không giữ một vị trí nào đó trực tiếp trong chính quyền (Fed, CEA), những economists như Krugman, Mankiw, Taylor khó có thể buộc các politicians phải cân nhắc ý kiến của họ như bây giờ.

Marginal revolutionaries

POINT UDALL on St Croix, one of the US Virgin Islands, is a far-flung, wind-whipped spot. You cannot travel farther east without leaving the United States.

John Hilsenrath, một cây bút có tiếng của WSJ và được đồn đại là "tay trong" của Fed có một bài v...

John Hilsenrath, một cây bút có tiếng của WSJ và được đồn đại là "tay trong" của Fed có một bài v...:

John Hilsenrath, một cây bút có tiếng của WSJ và được đồn đại là "tay trong" của Fed có một bài về tiền tệ (và chính trị) rất đáng đọc:

"The fury surrounding the central bank is as old as the U.S. Before there was a Fed, there was a First Bank of the United States over which the founding fathers deeply disagreed. Alexander Hamilton, a New York banker, strongly advocated for it. Thomas Jefferson, a Virginia farmer, vehemently opposed. George Washington sided with Hamilton. James Madison sided with Jefferson. When Madison became president, he supported a second central bank, which Andrew Jackson later ended. There was no central bank until the Fed was created in 1913 — and during that stretch the booms, busts, panics, speculation and bank runs now blamed on the Fed were even more frequent."

What Is Money and How Do You Destroy It?

The most recent furor over the Fed’s potential for money-wrecking raises an important question: What exactly is money and how do you destroy it?

Cuộc tranh luận về Ricardian equivalence ...

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Cuộc tranh luận về Ricardian equivalence đang trở nên căng thẳng dù giữa kỳ nghỉ. - Stephen Williamson có 1 entry về vấn đề này, tất nhiên là công kích Krugman như mọi khi: http://newmonetarism.blogspot.com/2011/12/richardian-equivalence-redux.html. - Krugman ngụ ý Williamson "nông cạn": http://krugman.blogs.nytimes.com/2011/12/27/shallow-be-thy-name/ - Williamson trả lời: http://newmonetarism.blogspot.com/2011/12/war-on-shallowness.html - David Andolfatto (Fed St.Louis) cho rằng chính Krugman không hiểu RE: http://andolfatto.blogspot.com/2011/12/does-krugman-understand-ricardian.html. - Mark Thoma nhảy vào bênh vực Krugman: http://economistsview.typepad.com/economistsview/2011/12/the-proposition-is-not-mainstream-in-the-sense-of-being-fully-accepted-by-most-economists.html. - Andolfatto tiếp tục trả lời: http://andolfatto.blogspot.com/2011/12/ricardian-equivalence-for-last-time.html - Krugman phản hồi Andolfatto:http://krugman.blogs.nytimes.com/2011/12/28/problems-of-reading-comprehension/ The Bonddad Blog: Ricardian Equivalence is a Crap Theory Ricardian Equivalence is a Crap Theory. From Wikipedia. In its simplest terms: governments can raise money either through taxes or by issuing bonds. Since bonds are loans, they must eventually be repa... View or comment on Giang Le's post »

What Southwest Airlines Taught Us This Year

Southwest Airlines celebrated its 40th this year and was kind enough to share in its in-flight magazine 40 lessons it learned since 1971. The lessons provide good tips for business leaders.

If you missed the full list, here are some of the highlights:

• Invent your own culture and put a top person in charge of it.
• A crisis can contain the germ of a big idea.
• Simplicity has value. For Southwest, simplicity means using 737s for most of its fleet, which makes maintenance more cost-effective and allows more efficient training for flight crews and ground crews.
• Remember your chief mission.
• Take your business, not yourself, seriously.
• Put the worker first. For Southwest, that meant being the first U.S. airline to offer a profit-sharing plan, in 1974. Employees now own 13 percent of the airline.
• The web ain't cool, it's a tool. Southwest was the first U.S. airline to establish a home page. By 2010, Southwest.com boasted more unique visitors than any other airline, and ranked as the second largest travel site.
• Get Green. That means for Southwest embracing conservation.
• Manage permanence. Southwest knows what not to change, even when it's managing change.
• Keep the idea simple enough to draw on a napkin.
• Never rest on your laurels.
• It's about customer service, not scalability.
• Promote from within.
• Recognize your luck.

 One can learn a lot of Southwest!  Thank You!

Why is Home Most Important in Feng Shui

Your house is considered the most important place in feng shui. Since the home gives energy and feeling of belongingness to the family members this sit he only pace where an individual eats, rests and increases his life energy. When an home is happy and environment healthy then the family members are also seen happy and feel good and attract luck and prosperity. All problems are narrowed down to your home and feng shui places a lot of importance on your home energy which is the most important energy for anyone.

Though we use feng shui for office, restrooms , hotels and every other place we do believe that any cure begins from curing problems at home. Your house when feng shuid will show improved results in every aspect of your life, and many times, most of your problems are solved when the home is feng shuid according to the principles of feng shui. Why does feng shui place so much importance on house?

Of all the constructions the house has to most strongest energy and this energy can affect your life in positive as well as negative manner. It has been said since ages that your home reflects your personality and this is very true. Since a home is the major part of every individuals life the energy here is of utmost importance. Any problems and poison arrows in the house when cured will reflect in every aspect of the individuals life. Feng shui cures used in the house will be sufficient for every problem and will show results in every field.

Consider all the elements before beginning to feng shui your home. Make a plan according to the feng shui map and divide your home accordingly. Your main door should be the most important part where you put most efforts to improve the energy here. Decorate your main door according to feng shui principles and see the positive change in your life.

Another most important cure for welcoming grace into your home and life is as we all have door mats which are often dirty and unkempt. Place a lot of importance on your door mat. This is the first welcoming sign for any visitor and in other words good luck. place an attractive door mat, you can also select red colour, but if you are not comfortable with this then you can have any coloured door mat which is clean and has neat edges. Remember to avoid the ruffled edged doormat as this is not good. Also try to have a door mat that does not slip and move often as there is risk of people slipping on entering. Decorate your main door with attractive name plate, plants and lights, remember all according to your tastes and nothing should be done just because it is said in feng shui and if you are not comfortable with anything please do not use this cure.

You can also hang a feng shui painting for welcoming good luck and attracting positive energy into your home. Try to keep the energy of energy room balanced and in harmony. Use the feng shui principles to balance yin and yang energy.

Your living room ahs to ahve a lot of yang energy to keep it lively and your bedroom has to have more of yin or passive energy to make it relaxing. Whereas the children’s bedroom ahs to have a balance of both yin as well as yang energy keeping in mind the bed area for yin energy and play and study area having more of yang energy. Use colours wisely according to their energy of yin and yang and improve the feng shui of your home using colours and objects of yin and yang colours.

How to keep your wallet full using feng shui

This is a dream for everyone to have a full wallet but unfortunately it is not possible as we have to spend money for buying things and part with the precious wealth. A full wallet is one thing which we all want. To begin with place a few feng shui good luck coins, six in number, tied with a red ribbon in your purse or wallet. Feng shui gold coins are a sure cure for improving your money luck and your wealth luck. This will start attracting more money inside your wallet.

Try to keep a big note of money say thousand rupees in the innermost section of your wallet. This money has to be kept with the intention of keeping your wallet full. Please do not use this money for expenditures and keep this as saving. Only use this when there is an emergency. Keep this money in the innermost section of your wallet sot hat this does not get mixed with the daily expenditure money. Consider buying a new wallet or purse of black colour as black colour in feng shui represents good luck and wealth. This colour attracts good fortune and wealth and activates your money luck. Have feng shui coins in three, six or nine in number. Tie the coins with a red ribbon. Place it inside your purse or wallet where only you can see it. Avoid display of your feng shui cures in public.

Keep a section for small change as coins are supposed to be very lucky in feng shui. Metal luck has to be in your favour to attract money into your life. So activate the energy of your house and office for getting success in improving personal finances. As money attracts money so will your change attract more change and your notes attract more currency notes in your wallet. The coins placed in your wallet will keep your wallet charged with positive energy and the red coloured twig or ribbon will keep the energy high.

Feng Shui Cure When you keep losing money

It so happens that you frequently keep losing money. Be it unexpected expenditure or unexpected and impulsive buying of things which result in you always coming with empty wallet or purse. You plan your expenses but suddenly new expenses come up and your budget goes hay wire. In feng shui most expenses and losing money problems is related to over head beams in your house. Over head beams are not considered good in feng shui. As the beams are extended form from the ceiling they put undue pressure on the ground and this affects the inmates adversely. There is always pressure in the home and relationships are tense and you can feel the atmosphere always lingering with tension and as if everyone is on the edge and any fraction there will be a quarrel.

Beams have been problematic in many homes and now as people are realising this many people are avoiding buying houses which have over head beams in the rooms. Beams though can be cured by making artificial ceiling or false ceiling this is very costly. Many people try to conceal the beams with making storage or compartments to display small knick knacks and decorative objects. Having a beam in your dining room especially above your dining table is not considered good in feng shui. There is tendency of the family to keep losing wealth and money frequently. More expenses and tight finances are a result of having over head beams in the dining room above the dining table. This will not only create pressure in relationships within the family but it will also bring unexpected expenditure and wastage of money. If the beam is above the gas stove then there is always a financial crunch within the family. However much the income increases the family will always be under the pressure of more expenses and financial crunch. As you los money with beam over the dining table you will lose in any relationship when this over head beam is in your bedroom especially above your bed.

Try to conceal these over head beams with false ceilings and decorations. An easy and inexpensive cure for this would be to hang decorations of paper or cloth over your dining table. You can also use shiny paper or cloth decorations and hangings and as they move and sway with the wind the energy here will be eased and so will the pressure created in your life due to the over head beams. Remember the rule here is not to hang heavy objects and wind chimes above your dining table or bed as there is a risk of accidents. The rule here is light weight objects that can move along with the wind and even if they drop there is no risk for the people sitting under them.

How to Use Using Feng Shui to Speed up your Business Deals

How to use feng shui to speed up and hasten business deals, sometimes business offers, deals are plenty but there seems to be no business going on.  It just is not working in your company favour and thought there are many hanging discussions on new business deals very few are working out for your benefit. Here simple feng shui tips can help to speeden up business deals.
A simple and easy cure for quick business deals and attracting new business opportunities is to activate the north and north wets area of your home and office. As I love the lucky bamboo plant this cure has never let me down. This is the safest and immediate acting feng shui cure which can never go wrong in any case. Business deals are very important for any business and we all know how stressful it is to converse and complete any deal.

In feng shui metal is the element of north and west. When we use any object or knick knack of metal we unconsciously activate our career and business luck. 
Metal is also symbolic of money and having feng shui gold coins here or an symbolic feng shui metal painting can help to improve your present clients and also attract new business deals. Having a metal container with coins will activate your business luck. Another easy feng shui cure for speedy and quick business deals would be to hang seven tiny metal bells with a red twig or ribbon. This will hasten the process and materialise your business deals for your profit. All cases will be decided in your favour by activating your metal luck.

Since it may not be possible to hang a wind chime in your office it is possible that you have very tiny metal bells tied with red ribbon in your office drawer or under your office table. In case this is not possible do try to have metal object which is round in shape, remember the shape for element metal is round, on the left side of your office table. 
Very important feng shui tip , have a glass of water on the left side of your table for good business deals and attracting money luck.  

Many People Interfering in Your Life Use Simple Cure in Feng Shui to get your Privacy Back

Many people interfering in your life, personal and professional , use simple feng shui cures to get your privacy back.
Feng shui can cure any problem or imbalance in your life. Be it your home or office and friends or relatives all the problems coming up in your life can be easily solved by using simple feng shui cures without making any major changes in your life and home.
There are some people who can lead their life according to their own wish and they are the leaders of their life whereas some people find too many people meddling in their personal life and private affairs. In fact there is nothing hidden from the public and sometimes there is no private life.
The reason seen here according to feng shui maybe there are too many mirrors in the home or office. With the latest trend of having mirrors everywhere as this creates a more spacious feeling and open space mirrors have been extensively used by many interior decorators for designing homes and offices. You can see mirrors in the living room , the bedroom, the dining and the children’s room as also the guests room along with the entertainment room.
With the latest trends in interior decoration many mirrors are customized according to the home or office decor to fit into the interior design of your home. The result is an excellent lively and bright room as we all know mirrors reflect light so the rooms look very attractive, bright and there is no need for extra lighting during the day.
Since there are many positive points about using mirrors but they are not suitable for every room and every place. In feng shui we believe mirrors are an important and assured cure for many problems. With deflating negative arrows to multiplying your wealth mirrors can be sued for many purposes. But the problem arises when there is too much.
We know that anything too much is harmful as this leads to imbalance. Even mirrors can lead to disharmony and relationship problems in your life.
Having too many mirrors especially in the south west region may attract undue and unnecessary attention to your private life. Just like the mirror reflects everything it sees so will your life become open tot he outside world. Too many people will start interfering in your personal life and this will create disharmony in not only your personal life but also your professional life.
Designer mirrors are made in various designs and the designer may not consider feng shui elements while constructing an customized mirror. It may have sharp edges and abnormal abstract design which is not considered good in feng shui. The person looking at abstracts does not have sense of direction and will not be focused in his life. Sharp edges are also harmful as they tend to act as negative arrows and the feng shui cure in fact will turn out to be a negative strong arrow which will do more harm than good.
Consider having mirrors with smooth edges and curved shapes as this creates good chi. Avoid having too many mirrors or group of mirrors on any one wall. In a room go according to the size of the room and have the mirror, too large a mirror or one single wall of mirror is not good feng shui for the room. Take special care while putting mirrors in any direction especially taking care of relationship area that is south west and the west. If there is any glass or mirror with broken edges immediately seal it and fix the problem and if there are broken mirrors please replace them or remove the broken mirrors from the room.
For the office feng shui try to have at least one plant beside you for support if you have large mirrors. This will multiple your income and business opportunities but do take care to have the mirror in front of you and not at your back as the client will be able to see your back which is not good in feng shui and you will always feel the client will pay more attention towards your back wall which is not good when you are negotiating a deal.
Too many mirrors in office will have too many people interfering with your work and there will be confusion and no concrete decision making which will affect your business adversely.

Krugman công kích Lucas khi Lucas nói về ...

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Krugman công kích Lucas khi Lucas nói về vấn đề crowding out của fiscal stimulus. Krugman cho rằng Lucas hiểu sai khái niệm Ricardian equivalence (RE), một trong những khái niệm căn bản của phe fresh water mà Lucas là một thành viên. Khái niệm này có nghĩa là nếu nhà nước tăng chi tiêu thì việc tài trợ cho khoản tăng đó thông qua tăng thuế ngay lập tức hay phát hành trái phiếu (tương đương với tăng thuế trong tương lai) là như nhau đối với người dân. Ở đây Lucas có vẻ ngụ ý về RE khi nói đến crowding out, ie chính phủ tăng chi tiêu $1 thì sẽ phải đánh thuế thêm $1 ngay lập tức hoặc nếu phát hành trái phiếu thì tác động cuối cùng thông qua RE cũng tương đương tăng thuế $1. Do đó nếu tăng chi tiêu thêm $1 có multiplier dương thì người dân bị đánh thuế thêm $1 sẽ có multiplier âm và kết quả sẽ triệt tiêu nhau. Krugman chỉ ra rằng nếu chính phủ phát hành bond thì tác động vào current private consumption sẽ là một phần nhỏ của $1 chứ không phải toàn bộ như Lucas nói, ngay cả nếu RE đúng. Lập luận của Lucas (100% crowding out) còn có một điểm yếu nữa là nếu người dân đã quyết định không chi tiêu $1 thì dù chính phủ có stimulus hay không ảnh hưởng giảm chi tiêu (tự nguyện) của người dân đã có negative multiplier rồi. Trong trường hợp như vậy chính phủ tăng chi tiêu thêm $1 không những không làm crowd out mà còn giúp người dân có chỗ để tiết kiệm (mua bond), tất nhiên với điều kiện RE không đúng. A Note On The Ricardian Equivalence Argument Against Stimulus (Slightly Wonkish) Of mortgages and multipliers. View or comment on Giang Le's post »

Hoan nghên Tổng cục Thuế đã công bố thông...

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Hoan nghên Tổng cục Thuế đã công bố thông tin về lợi nhuận của các doanh nghiệp ngoài quốc doanh, rất mong những thông tin như thế này sẽ được đưa lên website một cách minh bạch và có hệ thống. Từ những số liệu này có thể thấy hệ thống doanh nghiệp ngoài quốc doanh có leverage ít nhất 4.4x (=(320+1100)/320), quá cao như tôi đã có lần nghi ngờ. Tuy nhiên với lợi nhuận sau thuế 75k tỷ, ROA bằng 5.3% (=75/(320+1100)), tôi nghĩ không quá tệ khi tình hình kinh tế năm qua không mấy sáng sủa. [Lưu ý: ROA có thể nhỏ hơn vì mẫu số có thể lớn hơn do doanh nghiệp còn có các loại credit khác chứ không chỉ qua vay ngân hàng.] Với số nợ ngân hàng 1.1m tỷ, tiền trả lãi 220k tỷ tương đương lãi suất 20%, khá phù hợp với mặt bằng lãi suất năm vừa qua. Nếu trừ đi lạm phát thì lãi suất thực chỉ xấp xỉ 1.5%, tôi cho là thấp với một nền kinh tế đang phát triển như VN và có ROA khoảng 5% như trên. Lãi suất thực thấp một cách artificial như vậy do các can thiệp hành chính của NHNN và capital inflow, sẽ kích thích investment và các loại demand khác tạo áp lực lên lạm phát. Theo thống đốc Bình (http://www.thesaigontimes.vn/Home/taichinh/nganhang/68029/) tổng dư nợ của hệ thống ngân hàng là 116% GDP, với NGDP của VN năm nay khoảng 2m tỷ thì tổng dư nợ khoảng 2320k tỷ. Như vậy giới doanh nghiệp ngoài quốc doanh chiếm 47.4% (=1.1/2.32) tổng dự nợ. Hơn một nửa tổng dư nợ còn lại là cho DNNN vay, lớn hơn nhiều con số 16% do ông Bình công bố trong link bên trên. Tiếc là Tổng cục Thuế không có (hoặc không công bố) số liệu lợi nhuận và trả lãi suất của các DNNN, nhưng có thể đoán là nhỏ hơn khu vực tư nhân. VnEconomy - Doanh nghiệp "cày" chủ yếu để trả lãi ngân hàng - Tài chính Lợi nhuận sau thuế của các doanh nghiệp dân doanh chỉ khoảng 75 nghìn tỷ đồng, lãi vay trả ngân hàng hơn 200 nghìn tỷ đồng View or comment on Giang Le's post »

2011: Blog Year in Review

Another year is ending – these “year in reviews” are always joyful for me.  Do you enjoy the feeling of a fresh new year ahead? I know I do.  Usually before the New Year I do some blog housekeeping – including updating my bio and navigation bar.  You’ll notice the themed days-of-the-week nav buttons got a make-over.  Since I moved my motivational/inspirational posts over to my personal blog, they don’t need a home in the navigation here anymore. Of course, Twitter posts, Facebook tips and my step-by-step tutorials still have a home here.  “Twitter Tuesday” is now called “Twitter Tips” and “Facebook Friday” is called “Facebook posts”.  Same great content, just a new name.
If you’re looking for some of your old favorite motivation/inspiration posts, you’ll find them over on my personal blog, LauraCatherine.co.  Now, Let’s have a look at 2011!

2011 Blog Highlights:

• Twitter tips galore on this blog – it was the year of Twitter for me -  including several tweetups planned and hosted (love those Charleston Ladies Who Lunch – link to post and post), a new look for Twitter (link to post)
• Facebook sweepstakes fun for Kelly – I learned sweepstakes on Facebook are a GREAT (and economical) way to grown your fan base! (link to post)
• A blog redesign and website launch for my freelance work (link to post)
• Some handy tips on changing fonts on your blogger blog (link to post)
• Google+ launched (link to post)
• New Facebook timeline launched for developers (link to post), plus the “subscribe” and “share” buttons (link to post)

For those who like numbers/statistics, here are a few fun facts about my blog traffic this year:

• 18,165 unique visitors came to this blog in 2011.  What a blessing!
• The top five visitor states are South Carolina, California, New York, Texas, and Florida.
• 60% of my traffic comes from Google, 20% is referral, and the rest is direct. 

My top five posts of 2011:

1. New Twitter Background Specs
2. How to Analyze Facebook Business Page impressions
3. How to check in on Facebook places
4. How to create a welcome screen for your Facebook page
5. How to add a Twitter tab/icon to your Facebook page

Thank you from the bottom of my heart for following along with me in 2011.  I am gearing up for a fantastic 2012 and am anxious to share online tutorials and tips with you.  Take care and comment below so I know you were here. 

Happy New Year!

Laura is a marketing professional and blogger who has been active in social media since 2005.  If you enjoyed this post, please consider subscribing to this blog via Email or  RSS. Laura can also be found on Twitter (@LauraCatherineO), Facebook, and LinkedIn.
 

Why Feng Shui is not Working?

Using feng shui cures we do get success in majority of cases but in few case there are no results seen and the people often wonder why feng shui is not working?  Since this is positive energy from the universe that has no direction of its own and it will show results according to the placement of any feng shui cure and your intentions.
The first question I ask is are you prepared for the change? Here you will get all your answers. The very fact that the individual is not prepared for the change is a mental block that will hinder in your achievement of any goal. Be it mental, physical or wealth related or your health any change must come from within and from the individual himself and any feng shui cure will start working only when the concerned individual is involved with this.
Whenever we use any feng shui cure we always set up an intention and then begin with the cure. Very often the individual concerned is not prepared for the result and change and it is they infact themselves who are creating blocks in achievement of their success and goal. Many people come with getting cure for wealth, in feng shui wealth is not just money, it has a deeper meaning. Wealth is money, health, relationships and every aspect of your life that becomes rich by using an feng shui cure for wealth. Your life starts to unfold all the creases and cracks are healed and you come upon a new life with renewed energy and healthy relationships with your family and friends.
When people come for cure for improving heaven luck they themselves are not prepared to come out and face the new life and carry the burden of bad karma, not letting go is another important hurdle which will prevent you from seeing any result from using an feng shui cure. They feel it is justified that they suffer due to their past karma and hence do not really wish to come pout of their problems. Many childless couples also are not prepared for the new arrivals and they keep trying various cures for this to bring in a new baby when in fact they are so busy with their work and their bedroom does not even have a place for their new baby! They are so much involved with their present lives that there is no energy for the new baby and no place in their lifestyle and here no amount of healing and cures will work to remove the mental and karmic block. When people ask for money to improve their prosperity and use various feng shui cures they are not themselves prepared to handle the amount and are sometimes happy with the less income and small saving that they have. They may keep wishing from outside but within they themselves block their progress due to their own beliefs. On conversation you come to know that they believe money is the root of all evils, children and family get spoilt with more money, people get into bad habits with more money, these  are some of the beliefs that majority of people have which will stop in their financial progress.
When they use an cure their first though is how will this work? how can placing a wind chime or a plant act as feng shui cure, how can placing few coins in the prosperity corner bring you money luck? Well I say why not! Feng shui is all about simplicity and love. There are no mistakes in nature. The universe has everything in abundance and you just have to ask for it and you will get it.
Since we place importance on balance and harmony any cure will create peace and positive energy. Even if your life is going on good any more good is always welcome. There is nothing bad about feng shui and here is no harm created by using any feng shui cure. Either it works or it will show results in a different manner where it is more required. May not be what you have asked for but a better way to fulfill your goal.
Your intentions and approval for using any feng shui cure is the most important rule here for seeing success from any feng shui cure. When I paint a feng shui painting to work as cure I do place a lot of importance on the nature and life style of the individual who has to use this cure as every individual is different and a person who loves brown may not like red color and may feel repel towards the feng shui painting, so there will not be any chance that the cure will work as required. Many people also have moving energy levels and they will try to change the placements of feng shui cures every few days, which will not allow the positive energy to settle and show you visible results. Give at least few months for the feng shui cures to show you nay results and though you will immediately begin feeling the results of using and feng shui cure after harmony of elements it is advisable to give more time for the cure to work.
Give respect to feng shui and you will be rewarded many folds.

Having an open heart and mind is very important before beginning to use any feng shui cure. Clear and clean the mental clutter before beginning any feng shui cure and please give at least six months for feng shui to work and you will see miraculous results!

What's all this fuss about Money Frogs?

You may have heard about the Feng Shui Money Frog - a strange creature that is supposed to bring great riches to its owner. But why? And how?

Read a testimonial from one of my clients after installing a Money Frog at his office.

The History

To the Chinese, the frog symbolizes the moon - "the lunar, yin principle" and brings healing and prosperity.

The Feng Shui Money Frog is called "Chan Chu" in China (literally "wealth-beckoning toad").

Traditionally, it is depicted holding a Ching Dynasty coin in its mouth and sitting on piles of gold ingots, coins and wealth.

On the back of the King Chan Chu are 7 diamond dots depicting the Ursa Major. The study of Chinese Elemental Astrology is based on the 7 stars, which, when coupled with 2 hidden supporting stars represent the 9 Stars of the Bagua, which is the basis for all study on Feng Shui.

The Bagua also protects against loss of the money gained.

Another type of Money Frog carries a string of chinese coins tied behind its back. The Chinese believe this frog is a symbol of your cash flow, so of course the bigger the frog the bigger the cash flow.

The Legends

One legend says that the Money Frog exists on the moon. When there is an eclipse, the frog appears to swallow the moon.

Another legend claims that the Money Frog was originally Chang Ngo, the wife of a legendary figure. She was greedy, and stole the Elixir of Immortality from Goddess of the West (Hsi Wang Mu).

The other deities in heaven punished Chang Ngo for this, by transforming her into a three legged frog and banishing her to the moon. Now whenever people see the Money Frog, there is a bed of money surrounding it because Chang Ngo is naturally greedy. For generations, this mythical frog has been the holy creature that protects against misfortune and promises to bring riches and wealth to the household.

Also related is Lui Hai, one of the 8 Immortals. He was a Minister of State who lived during the Tenth Century.

Lu Hai knew of the frog's fondness for money, so he used bait (a red line tied with gold coins) to lure the frog from hiding. Because of this, it has become popular that a frog with coins symbolizes that wealth is about to come and greet you.

Read all about the History of Feng Shui at Feng Shui Style.

Types of Money Frogs:

Jade and precious stones

Real jade Money Frogs are excellent, because they literally ARE precious, and are said to offer protection to businesses.

Send us an email at fengshuistyle@comcast.net to inquire about Jade Money Frogs. They are only available at one place in Chinatown. We have an exclusive arrangement with the owner, and this is where we get all of our Jade Money Frogs.

We can get you any size you like. They range from $125 to $500, depending on size.

Rosewood Resin (Red)

Red frogs are the most "Yang", so they activate the wealth energy.
This particular frog comes with a porcelain dish filled with loose sodalite crystals. Crystals are famed as energy cleansers and will provide a positively-charged environment. Both of these items should be placed together in the appropriate areas of the home and office for the best Feng Shui.
Buy a Rosewood King Money Frog here.

Gold or Bronze

These frogs are said to appear every full moon, bringing good news and wealth to the people nearby. Gold is considered one of the symbols of wealth so for greater luck and energy, place at least one money frog on a bowl full of golden coins.

Buy a "King Chan Chu" (Giant Money Frog) here.

Where to Place your Money Frogs:

One of the most auspicious places is inside, in the wealth area (Southeast) and across from the front door on a diagonal.

This allows the frog to view the front door. It is important for the frog to have the coin in its mouth with the good luck symbol facing up. You can glue the coin in so it does not fall out or get lost. The coin should also be facing the front door; it is as if the frog is saying, "I will catch all your money here ... bring it on!"

To learn about how to pump up all the areas of your life, go to Feng Shui Style.

Important: Some people believe you should turn your money frog around at night, to face inward. This is said to "keep" the money that you accumulate.

How many frogs should I get and what size?

For an average size room or office select a frog about three inches high and three inches wide. Larger frogs are fine for larger spaces - buy the biggest one you can afford.

You can use as many as 9 money frogs (the number of completion), but if you do they should be smaller frogs.

You can place them everywhere except the kitchen, bathroom and bedroom.

• You may place Money Frogs in your living room area or where you conduct business.
• You may place a frog in each corner of your Bagua.
  
• They should not be immediately obvious to visitors.
• They should not be on the ground, up too high, or above the height of the pockets of people coming into your home or office.
• No one should enter feeling as though you want their money.

Buy a Money Frog Wealth Basket here.

Buy the all season Money Frog with 6 Emperor Coins and Silver Ingot.
When using Money Frog cures it is important to check in with yourself and see if this does indeed create a feeling of wealth for you and see if you have a personal connection to your Money Frog.

Before I studied Feng Shui I intellectually "got" what the Money Frog meant but I felt the cures did not work as well because I didn’t have a sincere appreciation for the background and legend of the frog. After I completed my Feng Shui study, I understood the Money Frog on a cellular level, and now they work brilliantly for me.

(Above): Buy 10 small Rosewood Money Frogs, a Goddess of Wealth Poster, or 2 Golden Money Frogs on a Lotus Leaf ~ from Amazon.
Get a Feng Shui Consultation today for your home or office at Feng Shui Style.

Có quá nhiều điểm phải bàn trong bài báo ...

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Có quá nhiều điểm phải bàn trong bài báo Tuổi trẻ link bên dưới: - Một buổi tọa đàm của báo (Nhân Dân) tổ chức mà có bộ trưởng Vương Đình Huệ, thống đốc Nguyễn Văn Bình, phó chủ nhiệm VPCP Phạm Viết Muôn tham dự. Thực sự đây là một buổi tọa đàm của một tờ báo hay là một dạng press conference công bố chính sách? - Bộ Tài chính sẽ lập Tổng cục quản lý và giám sát vốn nhà nước, vậy vai trò của SCIC ở đâu? Ông Huệ có vẻ muốn phát huy thế mạnh "thanh tra" của mình? - Ông Huệ muốn có 1-2 tập đoàn đẳng cấp Đông Á, ông Bình muốn có 1-2 ngân hàng tầm khu vực (với tổng tài sản cỡ 50 tỷ USD). Trong suốt 20 năm đổi mới vừa qua, VN chưa bao giờ từ bỏ giấc mơ có những đại công ty như các keiretsu của Nhật hay chaebol của Hàn quốc. Nhưng có lẽ thay vì những ước mơ to tác như vậy hãy mơ những giấc mơ thiết thực hơn như giảm kẹt xe, lạm phát thấp, tỷ lệ người nghèo thấp.... cho dân được nhờ. - Ông Muôn, ông Huệ đều đánh tiếng nhờ báo chi gây sức ép để các DNNN chịu tái cơ cấu. Vậy là dù chính phủ có muốn chưa chắc các DNNN đã thèm nghe. - Ông Huệ nói cần phải có 55-65 nghìn tỷ để cho các DNNN "uống thuốc bổ để khỏe lên" trước khi tái cơ cấu. Tại sao không để những DNNN đã quá ốm yếu phá sản/giải thể? Cần phải đặt phương án phá sản/giải thể vào chương trình tái cấu trúc. - Ông Vũ Đình Ánh nói đúng, không nên dùng DNNN làm công cụ điều tiết của nhà nước. Cứ nhìn gương xăng dầu và điện lực thì thấy khả năng điều tiết thông qua các DNNN vô cùng kém. Càng tạo điều kiện cho họ độc quyền và phình to ra, càng dễ có khả năng họ chỉ chạy theo lợi ích cục bộ của riêng mình mà không quan tâm đến cả nhân dân lẫn nhà nước. - Ông Bình muốn có 12-15 ngân hàng nắm 80% thị phần. Thực ra bây giờ 4 ngân hàng quốc doanh hoặc nhà nước nắm giữ cổ phần đa số đã đạt gần con số đó rồi, cần gì phải tái cấu trúc nữa. Tỷ lệ thị phần đáng ra không phải là số tối thiểu như ông Bình nói mà phải là số tối đa, vd, 4 ngân hàng lớn nhất có thị phần không quá 50%. Tái cơ cấu doanh nghiệp nhà nước: Cần 65.000 tỉ đồng - Tuổi Trẻ Online View or comment on Giang Le's post »

Cách đây gần 10 năm khi đề án 322 mới triển...

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Cách đây gần 10 năm khi đề án 322 mới triển khai tôi có viết một bài đăng trên VNN đề suất không nên cấp học bổng cho sinh viên ra nước ngoài học mà nên cho vay. Nếu người vay tốt nghiệp và về nước (và làm đúng chỗ đã được cử đi học) thì nhà nước sẽ xóa hoặc giảm nợ. Nếu không về thì phải hoàn trả toàn bộ tiền vay cộng lãi suất (rất cao). Bây giờ sau 10 năm Bộ GDĐT tổng kết chương trình này và ấn tượng chung là nó đã thất bại. Đáng tiếc là đến tận bây giờ mới có một số ý kiến đề nghị chuyển sang hình thức cho vay. Những vấn đề đặt ra từ Đề án 322 - Nhung van de dat ra tu De an 322 - Saigon Times Online - Thời báo Kinh tế Sài gòn - Thoi bao Kinh te Sai gon (TBKTSG) - Tại hội nghị tổng kết 10 năm thực hiện đào tạo cán bộ tại các cơ sở nước ngoài bằng ngân sách nhà nước (Đề án 322) diễn ra vào tuần trước, Bộ Giáo dục và Đào tạo cho biết đã có 4.500 người ... View or comment on Giang Le's post »

Bài này của Justin Lin, chief economist của...

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Bài này của Justin Lin, chief economist của WB, vẫn cố tình lảng tránh vấn đề thể chế trong phát triển kinh tế. Đúng là khoa học kỹ thuật có vai trò cực kỳ quan trọng nhưng sự bứt phá của phương Tây trong 2-300 năm qua không chỉ vì industrial revolution mà còn vì các cải cách trong thể chế kinh tế và chính trị. Chính thành công về kinh tế của TQ sau khi Đặng Tiểu Bình mở cửa cho thấy thể chế kinh tế quan trọng như thế nào. Justin Lin rất "dũng cảm" khi dự báo kinh tế TQ sẽ tiếp tục tăng trưởng với tốc độ 8%/năm trong 2 thập kỷ tới, một dự báo lạc quan nhất mà tôi từng biết. Càng đọc nhiều về ông này càng thấy ông ta là một politician hơn là một economist. Demystifying the Chinese Economy - Justin Yifu Lin - Project Syndicate Some may think that the performance of a country as unique as China, with more than 1.3 billion people, cannot be replicated. But every developing country can sustain rapid growth for several decades ... View or comment on Giang Le's post »

Tôn Tử là học giả cổ đại duy nhất của TQ ...

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Tôn Tử là học giả cổ đại duy nhất của TQ không hề hấn gì trong Cách mạng Văn hóa, thậm chí các lãnh đạo TQ từ Mao Trạch Đông đến Hồ Cẩm Đào đều lấy Binh pháp Tôn Tử làm cẩm nang cho mình. Theo bài báo này của The Economist, gần đây TQ đang tìm cách phục hồi và quảng bá tư tưởng Tôn Tử, có lẽ để trám vào chỗ trống mà những khái niệm như harmonic society hay peaceful rise được Hồ Cẩm Đào đưa ra dựa vào tư tưởng Khổng Tử đang dần dần rơi vào quên lãng. Bài báo này cho rằng việc TQ cố vực dậy các tư tưởng cổ đại (Khổng Tử, Tôn Tử) là để gia tăng soft power của mình, nhưng có vẻ không thành công. Sun Tzu and the art of soft power IN HUIMIN COUNTY in the Yellow River delta, a push by China to build up the nation's global allure has fired the enthusiasm of local officials. View or comment on Giang Le's post »